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Terms of Service

Terms of Service

Last updated: July 30, 2026

Use of This Site

This website is operated by Angela Cartwright, doing business as Whole Life Solutions, an independent insurance agent with the Transamerica Agency Network. By using this site, you agree to use it only for its intended purpose: learning about our insurance services and getting in touch with us.

Informational Content Only

The content on this site — including descriptions of insurance products, coverage types, and any rate or premium examples — is provided for general information only. Nothing on this site is a policy offer, a binding quote, or a guarantee of coverage. An actual quote, application, and policy are only provided directly by Angela Cartwright or a licensed member of her team.

Coverage Is Subject to Underwriting

Any life insurance, annuity, or Medicare supplement coverage you apply for is subject to the underwriting rules, approval, and terms of the carrier providing that coverage. Submitting an application, using our calculator, or contacting us does not guarantee approval or a specific rate.

No Guarantee of Rates

Any rate estimates shown on this site, including through our calculator tool, are for illustration purposes only. Final rates are determined by the insurance carrier based on underwriting, and may differ from any estimate shown here.

Third-Party Links

This site may link to carrier websites or other third-party resources. We do not control and are not responsible for the content, accuracy, or privacy practices of those outside sites.

Limitation of Liability

To the fullest extent permitted by law, Whole Life Solutions and Angela Cartwright are not liable for any damages arising from your use of this site or reliance on its content. Your actual insurance coverage is governed solely by the policy documents issued by the carrier.

Governing Law

These terms are governed by the laws of the State of Tennessee, without regard to its conflict-of-law principles.

Changes to These Terms

We may update these terms from time to time. The "last updated" date at the top of this page reflects the most recent revision.

Contact Us

Questions about these Terms of Service? Reach out anytime.

423.790.2692
201 1st Street NW Suite 2, Cleveland, TN 37311